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Privacy Statement

VariPay (“Us & We”) values your privacy. This privacy statement outlines information regarding the personal data that We collect and the different ways that this personal data is used.

About VariPay

VariPay provides open API’s which enable payment service providers, banks, and businesses to safeguard and transport money instantly without intermediaries. The platform fuels payment solutions across multiple currencies. Founded in 2017, We are headquartered in Toronto, Canada.

Collection of Personal Data

When you use the VariPay platform; We collect and use personal information both about you, and your use of the platform. The different types of information We collect are detailed for you below.

• Your VariPay contacts (Email and Contact Name)
• The Email address used to create your VariPay account)
• The mobile phone number linked to your VariPay account)
• The operating system and version information about your device)
• VariPay transactional data (value, date, recipient, merchant))
• The type of mobile device you use to access the VariPay platform)
• A unique identifier for your device)
• Your name, date of birth, and address)
• Your bank account information)
• A credit card token (only storing the last four digits of your card))

Personal Data Usage

VariPay may utilize your personal data for peer to peer transactions, to top-up your VariPay account, to transfer money into your nominated bank account, to pay for services and to pay for goods at participating merchants.

Your personal contact data will also be utilized if We need to contact you to ask questions or raise concerns that we might have about your use of the VariPay platform which could include any suspicious activity on your account or if we suspect there could be activity of a fraudulent nature. With your prior consent, we might periodically contact you with offers and information that relate to the VariPay platform.

Any third-parties, agents, or sub-contractors whom VariPay discloses personal information to will also handle your data in accordance with the terms of this privacy statement.

Additionally, VariPay might also disclose your personal data to the extent that is needed by governing law, that is related to any legal proceedings or intended legal proceedings, also so that it may establish, exercise or defend the legal rights of the business.

Data Security

VariPay only uses secure servers to store the personal data that you provide us with. We will also ensure that reasonable technical and organizational measures are in place in order to prevent the misuse, loss, or alterations of your personal data.

Any data pertaining to electronic transactions which are entered via the VariPay website will be secured using encrypted technologies.

Updates to this Privacy Statement

VariPay might periodically update this privacy policy by posting an updated version to the website at any point in time, without notice. It is your responsibility to check this page to ensure that you are aware of any changes.

Other Websites

There are links to other websites on the VariPay website. We are not responsible for the individual privacy policies or practices of these third-party sites.

Contact VariPay

You can contact VariPay if you have any questions about this privacy policy or if you would like to ask about matters relating to the treatment of your personal data.

Please get in touch using the details below:

192 Spadina Ave. Unit 421 Toronto, Ontario M5T 2C2